Buying your first home is a big step. The federal and state governments offer a variety of programs that can make taking that step easier for many would-be homeowners. These include government-insured mortgages, such as Federal Housing Administration (FHA) and Veterans Administration (VA) loans, and state-sponsored bond programs. To qualify for these loans, borrowers must fall within certain annual income limits. In addition, the Federal National Mortgage Association (FNMA, or Fannie Mae) offers start-up loans with low down-payment requirements.
A good first step for any first-time homebuyer is to talk with a professional mortgage consultant to see what options are available and what you can afford.
Learn about FHA and VA loans.
Learn about state bond programs.
We can tell you more about loan options for first-time homebuyers.
Serving All Communities
Trident is dedicated to making home ownership a reality for all families. We offer many affordable housing options through our partnerships.Get Started
It's easy, secure and only takes a few minutes.Get Started
Our short video guide takes you step by step through the mortgage application process.Watch Now
What Our Customers are Saying
As someone that went through their first home buying experience I was so please with how Trident Mortgage explaining everything with the home buying process. Everyone was very helpful and made the home buying process so simple compare to everything i have heard from others ("Home buying was a long and annoying process"). [...] Ruth and everyone on the title team made sure that I was aware of everything they needed to make the home buying experience simple and stress free. I really do want to thank everyone at the trident mortgage team a dearest thank you and all of my gratitude to all that they have done and will 100% recommend [them] to anyone that is buying or selling their home!~ J.F.