With a fixed-rate mortgage, the interest rate remains the same throughout the length of the loan. As a result, your principal and interest payments are predictable from the first payment to the last.
Fixed-rate loans are usually offered with repayment terms of 30, 25, 20 or 15 years.
The rates for fixed-rate loans are often slightly higher than the rates for adjustable-rate loans.
Fixed-rate loans are a good choice if you plan to remain in the same home for several years and/or if interest rates are expected to rise.
We can tell you more about fixed-rate loan programs.
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As someone that went through their first home buying experience I was so please with how Trident Mortgage explaining everything with the home buying process. Everyone was very helpful and made the home buying process so simple compare to everything i have heard from others ("Home buying was a long and annoying process"). [...] Ruth and everyone on the title team made sure that I was aware of everything they needed to make the home buying experience simple and stress free. I really do want to thank everyone at the trident mortgage team a dearest thank you and all of my gratitude to all that they have done and will 100% recommend [them] to anyone that is buying or selling their home!~ J.F.