Buy Your First HomeBuy Your Next Home And Move UpBuy A Vacation HomeBuy An Investment PropertyBuild A New Home
What You Should KnowLoan Programs
Home Repair and RenovationsCondominiumsHome Equity LoansFixed Rate MortgagesLines of CreditAdjustable Rate MortgagesConsolidating DebtAbout FHA / VA MortgagesState Bond Programs
All CalculatorsPrequalification CalculatorMortgage Payment Calculator
Online PaymentsMortgage BasicsReal Estate Market InformationHomeExpert Market ReportNews & EventsTRID Updates
Mortgage ConsultantsManagement TeamCompany ProfileOur Mission & PrinciplesTestimonialsBerkshire Hathaway HomeServices Fox & Roach RealtorsTrident Land Transfer CompanyTrident Insurance Agency
Home Equity Loans

If you need help with expenses, a home equity loan or second mortgage allows you to borrow against the value of your home to finance the expense. You can use the cash from a home equity loan for whatever you need:

  • Automobile

  • College education

  • Credit card debt consolidation

  • Down payment on a second property

  • Home repairs/renovations

  • Vacation

The loan process is similar to a first mortgage. You will receive the money in a lump sum, and you will make monthly payments of a set amount over a fixed period of time. Typically, you will continue to make your original mortgage payments along with payments on the home equity loan. Interest on the loan may be tax deductible*.

* Consult your tax advisor

We can tell you more about our home equity loans and home equity lines of credit.


What Our Customers Say

I wanted to take a quick moment and let you know about my experience with one of your associates, Ruth Falcone. My wife and I started out looking at options for a new home, how much we could afford, etc. In the span of less than 2 months, we went from a mere dream of moving into a bigger home, to the reality of making settlement this past Monday. Ruth could not have been more attentive, approachable, easy to work with and quite frankly made me feel as if I were the most important client in the world to her- She even provided us with assistance on an offer we wanted to make- and it was 1am.... I am not kidding. No matter what the question was, she was always there with the answer. Her dedication to her profession was what has enabled me to navigate this otherwise potentially stressful road to owning our dream house, and she made it easy. She is, by far, not only very professional, knowledgeable, and easy to work with, but clearly took a true ownership in seeing us through this process- I am a General Manager for Marriott International. I earn my living through making people happy, comfortable, making them feel at home when they are on the road, away from their true "home" , which is often stressful to travelers. I have to tell you- Ruth is a rare breed. All too often people get shuffled through processes and are just another file on a desk- What you have in Ruth Falcone is a true treasure & I felt the need to share my experience with you both- Have a great evening & thank you.

~ Kostas & Kristen